#outer {
 text-align:left;
 width:650px;
 margin:auto;
 }
#hdr {
 height:75px;
 background:#000000;
 color: #333333;
 }
#bodyblock {
 position:relative;
 background: #ffffff;
 color: #333333;
 width:650px;
 padding:0;
 }
#l-col {
 padding-top:15px;
 padding-left:15px;
 float:left;
 background:#ffffff;
 color: #333333;
 width:120px;
 }
#cont {
 padding-top:15px;
 padding-right:15px;
 padding-bottom:15px;
 width:495px;
 background:#dddddd;
 color: #333333;
 text-align:left;
 min-height:160px;
 }
#contnonimage {
 padding-top:15px;
 padding-right:15px;
 padding-bottom:15px;
 width:495px;
 background:#ffffff;
 color: #333333;
 text-align:left;
 min-height:160px;
 }
#ftr {
 height:25px;
 background:#c0c0c0;
 color: #333333;
 margin:0;
 }
#ftrinvisible {
 height:25px;
 color: #333333;
 margin:0;
 }
body {
 margin:20px;
 background:#808080;
 color: #333333;
 text-align:center;
 padding:0;
 }
a {font-family: Times;text-decoration: none;}
a:link {color: #95A0A2;}
a:visited {color: #95A0A2;}
a:hover {color: #1E728C;}
a:active {color: #1E728C;}
a.RIGHT:hover {color: #000000;}
a.RIGHT:active {color: #000000;}
h3, p {
 margin:0;
 padding:15px;
 }
h4 {
 margin:0; 
 padding: 5px 0;
 }
p:first-letter {
 font-size: 80%; 
 font-weight: bold;
 color:blue;
 }